We Are a Nationwide Leader in Disability Insurance Law

For the past two dozen years, we have seen all of the issues and the evolution of the disability insurance industry, including from the claim handling side. And we have taken depositions of claim handling an appeal personnel, as well as doctors in our ERISA cases that we have litigated nationwide.  Thus, we have keen insights into their thinking and utilize this knowledge for our clients’ benefit when strategizing our claims.

What we have learned through these years is that the focus is on one’s impairments and inability to perform their occupational duties, more so than upon the name of their condition. When insurance companies focus upon the condition by diagnosis or name only, we remind them of their obligation to consider the insured‘s ability to perform occupational duties, rather than carrying a diagnosis.

Thus, it is not the diagnosis that makes someone disabled, but, rather, the functional limitations that result from medical conditions which serve to support one’s claim for disability insurance benefits. At Newfield Law Group, we properly advocate the claimant’s functional limitations in support of the claim.  We develop evidence to support these limitations, including when appropriate, securing testing for our clients.

Often, insurance companies deny long-term disability claims, arguing that an illness is based only on subjective complaints or a lack of objective findings to support a condition. However, some conditions do not have objective evidence available. To permit an insurance company to tonight and claim on the basis would be wrong.  Another tactic regularly employed by the insurance companies is to completely refuse to recognize an illness as a disability, accusing the policyholder of merely gathering a series of symptoms.  Again, this is why we focus upon functionality, rather than diagnosis.

Insurance companies often also fail to consider the nature of a claimant’s multiple conditions, choosing instead to isolate the conditions and ignore the overall impact upon one’s functional limitations. We challenge them not to view these conditions in separate silos, but rather, to appreciate the comorbidity that often exists with multiple conditions. These strategies are geared by the insurance company with one thing in mind: to delay and deny making payments on a policy.

We represent policyholders with many medical conditions, including:

Nervous System/Chronic Pain Conditions

Back, Spinal And Brain Conditions

  • Cervical or lumbar radiculopathy
  • Failed back syndrome
  • Demyelinating disease
  • Chiari malformation
  • Temporal lobe phenomenon
  • Thoracic outlet syndrome
  • Orthopedic issues

Cardiovascular Conditions

Autoimmune Disease

  • Lupus
  • HIV/AIDS
  • Rheumatoid arthritis
  • Diabetes
  • Multiple Sclerosis
  • Primary biliary cirrhosis

Mental Health Conditions

  • Bipolar disorder
  • Chronic stress
  • Agoraphobia
  • Anxiety and depression
  • Post-traumatic stress disorder (PTSD)
  • Depression, anxiety, nervous and mental health disabilities

Eye, Ear, Nose And Throat

  • Vestibular dysfunction
  • Acoustic neuroma
  • Retinitis pigmentosa
  • Meniere’s disease

COVID-19

  • Coronavirus Complications
  • Environmental Exposure Complications

Other Conditions

  • Sleep apnea/sleep disorder
  • Chemical sensitivity
  • Chemical imbalance
  • Cancers
  • Interstitial cystitis
  • Hepatitis
  • Ulcerative colitis
  • Dercum’s disease
  • Bladder Pain Syndrome

We Offer Free Consultations | Nationwide Practice

We will advocate for your claim with our aggressive representation and experience with these and all medical conditions. We likely have seen your case.  

Call our New York office at 877-583-2524 or send an email to info@newfieldlawgroup.com to reach out to us and see how we can help you.

Denied Disability Claims

ALL CONDITONS

ORTHOPEDIC ISSUES

After cardiovascular disease, orthopedic and musculoskeletal issues are among the top most frequent disabilities…..

CHRONIC FATIGUE SYNDROME

Chronic Fatigue Syndrome (CFS) is a debilitating illness that…

Cushing Syndrome

If Cushing’s Syndrome makes you unable to work…

Crohn’s Disease

Crohn’s disease is a type of inflammatory bowel disease (IBD)..

Multiple Sclerosis

Receiving a diagnosis of Multiple Sclerosis (MS)….

Migraine Headaches

Headaches can be more complicated than most people…

Lyme Disease

Lyme disease is one of several tick-borne illnesses that..

 

Parkinson’s Disease

Parkinson’s disease (PD) is a brain condition that leads..