Yes, Long COVID is now recognized as a disabling condition, similar to other disabilities that are difficult to see, feel, or hear.

We are seeing more people filing claims for disability based on Long COVID, which has become a chronic condition for tens of millions of people. The ADA (Americans with Disabilities Act) has offered some protections for Long COVID sufferers. Symptoms may last weeks, months or even years. For many of these workers, the symptoms suffered following COVID have lingered – and some of these residual symptoms have become impairing to daily life and to their ability to work.

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Symptoms of Long COVID that may support a claim for disability, include:

  • Headaches
  • Fatigue
  • Cognitive dysfunction
  • Shortness of breath
  • Muscle aches
  • Chest pain
  • Dyspnea

While there are treatments for many symptoms of Long COVID, for many people, the residual and lingering symptoms often impair their functionality and can cause them to become disabled.  

How Do I Succeed with My Long COVID Disability Insurance Claim?

Filing a claim for Long COVID with your disability insurance company – whether through a private policy or a group LTD (ERISA) policy — can be challenging.   When you are sick and your energy is spent on an avalanche of paperwork, you are not working toward getting better.  Having an experienced disability insurance attorney guide you in the process and advocate for you can make the claim process smoother, less stressful, and increase your chance of success in getting your disability benefits.

Long COVID disability claims are not readily or easily accepted by disability insurance companies.  They do not believe people can remain disabled from a virus.  Even with support from treating doctors, and even with test results supportive of functional deficits, we have clients come to us with denials of these claims. 

The best chance of having your claim for Long COVID disability paid is to ensure that you have strong medical records, personal statements that are consistent with the medical records, logs or diaries of symptoms with quality descriptions of how and why you are impaired, and doctor’s opinions demonstrating the disabling effect of Long COVID upon your ability to perform work functions and your occupation.

Help from a Disability Insurance Lawyer to Help Your Claim Succeed

Regardless of your medical condition, disability insurance law is complex and often onerous. Having an experienced disability insurance attorney is critical to help guide the process and advocate for your claim.  With our decades of experience handling private and group long term disability insurance claims, we have seen all of the issues, tricks, and maneuvers the insurance companies have. 

That means we will leverage on your behalf:

  1. Our decades of experience with every major disability insurance company;
  2. Our decades of relationships with quality medical experts throughout the country; 
  3. Our proven track record of success by winning disability litigations and national recognition.
  4. We have recovered Hundreds of Millions of dollars in disability benefits for clients;

Newfield Law Group helps clients at any stage of your disability insurance claim, including:

  • Submitting an initial disability insurance claim;
  • Managing ongoing disability insurance claims; 
  • Assisting with adversarial claim handling;
  • Appealing a long-term disability denial or claim termination;
  • Negotiating a lump-sum settlement; or
  • Filing a lawsuit against your disability insurance company.

We are a national firm, based in New York.  Because federal law (ERISA) applies to most disability insurance claims, our lawyers are able to represent clients across the country.  Call our office for a free, no-obligation consultation.   During our conversation, we will be able to give you information about your claim, the insurance company and what your options are to combat what the disability insurance company is trying to do.  We will share insight into the process and how we can add value to your claim.

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