Massachusetts Long Term Disability Lawyers

In Massachusetts, from the bustling streets of Boston to the historic sites of Plymouth, residents dealing with long-term disability insurance claims face a complex legal landscape. If your disability insurance claim has been denied, you may have many questions but the insurance company may not be responding to your inquiries. We’ve seen this happen time and time again. 

Newfield law Group represents Massachusetts residents through the intricate processes of both short-term and long-term disability insurance claims, recognizing the profound personal impact these issues have on individuals and their families.

The journey through the claims process is fraught with challenges, as insurance companies employ rigorous tactics to seek reasons for denying or delaying payouts. These practices, though routine for insurers, create significant hardships for individuals, impacting both their personal lives and financial stability. This raises a critical question: Why do insurance companies contest long-term disability claims in Massachusetts? At its core, the issue is that insurance companies operate with a focus on profits. The more claims they pay, the less likely they can deliver positive returns to shareholders. This seems the opposite of the promises made to policyowners, but it is simply how the disability insurance company does business.

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The Essential Role of an ERISA Appeals Lawyer in Massachusetts

For those in Massachusetts facing long-term disability claims, particularly those under the purview of the Employee Retirement Income Security Act (ERISA), having skilled legal representation is crucial. ERISA establishes a stringent set of rules and deadlines for filing disability claims and appeals, presenting a complex and demanding environment that requires expert navigation. An experienced ERISA appeals lawyer is vital for ensuring that your claim is thoroughly prepared and effectively advocated for.

Submitting an application for long-term disability benefits demands precise and detailed documentation, which is crucial from the initial filing through any appeals process. The claims application process is spring loaded with pitfalls, none of which favor the claimant.

Any deficiencies or inaccuracies in the claim application can significantly undermine the viability of a claim. Our firm is proactive in identifying potential issues from the onset, working closely with medical professionals and other experts as needed to ensure that all supporting evidence is thorough and compelling.

Responding to a Denied Disability Claim in Massachusetts

If your disability claim has been denied, it’s crucial to act quickly and with a strategic approach to protect your rights. The denial letter will specify the reasons for denial and set a firm deadline for filing an appeal. Navigating this appeal on your own can be overwhelming and might inadvertently complicate your case. Our extensive experience with ERISA appeals highlights the importance of a comprehensive and thoughtful approach, including gathering additional detailed information about your job, the demands of your role, and any critical medical records that may have been overlooked initially.

We offer a free, no-obligation consultation to Massachusetts residents to discuss your claim, examine the tactics used by the insurance company, and explore your options for effectively contesting their decisions. The landscape of ERISA claims and appeals is highly specialized and can be unexpectedly complex. 

Disability Attorney Jason Newfield has represented people in all kinds of occupations who were unable to continue working because of their disability. If your claim has been denied, or if you understand the value of having a disability claim prepared by an experienced attorney, call the office at 877-406-7883 to discuss your situation.

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    Newfield Law Group does not handle Social Security Disability Claims