Michigan Long Term Disability Lawyers

In Michigan, from the dynamic urban environment of Detroit to the beauty of the Upper Peninsula, individuals contending with long-term disability insurance claims face a myriad of challenges. Newfield Law Group represents Michigan residents through the complex procedures of both short-term and long-term disability insurance claims.

The claims process is intricate and fraught with hurdles, as insurance companies use a series of strategic measures to find grounds for denying or delaying claims benefits. While such strategies are common practice within the insurance industry, they result in significant difficulties for individuals, affecting both their  financial security and often, emotional well-being.. 

This situation prompts an important question: Why do insurance companies challenge long-term disability claims in Michigan? Essentially, these companies are driven by a business model that prioritizes profit over people. Long-term disability insurance claims are wrongfully denied, with no negative consequences for the insurance company and life-altering difficulties for  claimants and their families.

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The Importance of an ERISA Appeals Lawyer in Michigan

For Michigan residents dealing with long-term disability claims, especially those regulated by the Employee Retirement Income Security Act (ERISA), the knowledge of an experienced ERISA disability attorney  is crucial. ERISA outlines a strict regulatory framework, including specific procedures and tight deadlines for filing disability claims and appeals.  

The process of applying for long-term disability benefits requires detailed and accurate documentation, critical for both the initial application and any appeal stages. 

Inadequacies or errors in this documentation can severely impact the outcome of a claim. When we are retained to assist with preparing an initial claim, our firm focuses on preemptively addressing potential issues, collaborating closely with healthcare providers and other professionals to ensure that all evidence submitted is comprehensive and persuasive.

How to Respond to a Denied Disability Claim in Michigan

If your disability claim has been denied, it is vital to act promptly and strategically to protect your rights. The denial letter will detail the reasons for the denial and provide a specific deadline for appealing the decision. Our firm’s extensive experience with ERISA appeals is focused on what we know needs to happen:  a meticulous and informed response, which includes gathering additional, specific information about your employment, the physical or mental demands of your job, and any critical medical records that may have been initially overlooked.

We offer a free, no-obligation consultation to Michigan residents to discuss your claim, explore the strategies employed by the insurance company, and determine your best options for effectively contesting their decision. The intricacies of ERISA claims and appeals can be overwhelming and are often more complex than anticipated, even for those with experience in legal or insurance fields.

Do not accept a denial of your claim as the final word. Contact us at 877-406-7883 to learn how we can help.

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    Newfield Law Group does not handle Social Security Disability Claims