New Mexico Long Term Disability Lawyers

In New Mexico, from the bustling streets of Albuquerque to the expansive vistas of the Chihuahuan Desert, individuals grappling with long-term disability insurance claims face challenges when their short or long term disability claims have been denied, or when the disability insurance company starts asking for more and more information.

Newfield Law Group represents residents of New Mexico when their disability claims have been denied, delayed or terminated. We understand the impact a denied claim can have and take our responsibility to clients very seriously. We know what’s at risk.

The path to managing these claims is strewn with obstacles, as insurance companies employ comprehensive strategies to seek out reasons for denying or delaying benefits. Often, disability insurance claims are paid for a certain period of time – – usually 24 months – and then without notice or a change of the claimant’s health, are terminated. 

In some instances, the disability insurance company says this has happened because the policy provisions state the “own occupation” part of the policy has changed over to “any occupation.” In others, the disability insurance company has sent investigators, who have found inaccurate reasons for the claimant to be able to return to work.

These are not unusual tactics for the insurance company, but they present a terrible scenario for the claimant. Why do insurance companies contest long-term disability claims in New Mexico? It becomes clearer when you calculate the value of your long-term disability policy. Multiply your annual benefits by millions of claims – every claim not paid is profit for the insurance company. 

Click To Call

The Importance of an ERISA Appeals Lawyer in New Mexico

For residents of New Mexico dealing with long-term disability group policies, that is, when their disability insurance is part of their employee benefits package, disputes about claims are governed by a federal law known as the Employee Retirement Income Security Act (ERISA). This is a complex set of rules and deadlines for filing disability claims and appeals, presenting a demanding legal landscape that requires precise navigation. An experienced ERISA appeals lawyer is crucial for ensuring that your claim is properly prepared and vigorously defended.

The appeals process for long-term disability benefits demands meticulous and comprehensive documentation. Newfield Law Group knows the ERISA appeals process well and we take pride in the quality of our work. We know a focus on proactively addressing potential issues early on, working in collaboration with any needed outside sources, ensures that all supporting evidence is thorough and compelling.

How to Respond to a Denied Disability Claim in New Mexico

If your disability claim has been denied, it is vital to respond promptly and strategically to protect your rights. The denial letter will explain the reasons for the denial and specify a firm deadline for filing an appeal. Tackling this appeal on your own can be overwhelming, especially when you are too sick or injured to be able to work – why you filed for disability benefits in the first place.

Newfield Law Group’s  extensive experience with ERISA appeals highlights the necessity of a detailed and informed approach, including the collection of additional, specific information about your work, health and ability to manage day to day tasks.

We offer a free, no-obligation consultation to New Mexico residents to discuss your claim, review the strategies employed by the insurance company, and explore your options for effectively contesting their decision. 

If you’d like to speak with Disability Attorney Jason Newfield, call our office at 877-406-7883 to discuss your situation. You’ll learn about the insurance company’s tactics, your claim’s likelihood of success, and how we might help. 

Click To Call

 

    The use of the internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

    Newfield Law Group does not handle Social Security Disability Claims