North Dakota Long Term Disability Lawyers

In North Dakota, from the bustling activity of Fargo to the peaceful expanses of the Badlands, individuals facing long-term disability insurance claims encounter a range of challenges. Newfield Law Group represents residents of North Dakota when their long term disability insurance claim has been delayed, denied or terminated.

Navigating these claims, from filing the first claim to deciding what to do about an appeal, is treacherous. The insurance companies are massive global corporations with limitless resources. How can an individual person go toe-to-toe with a disability insurance company?

You’ll want to have an experienced disability insurance attorney on your team to protect your claim. Disability Insurance Attorney Jason Newfield has battled all major insurance companies for more than two decades. He  knows not only the strategies they use to attempt to shut down claims, but also knows what information the claims representatives rae looking for in order to pay benefits. 

Through his years of experience, Jason Newfield has come to be known and respected by his adversaries for his diligence and tenacity in fighting for his clients. 

Why would a long term disability insurance company deny a claim for someone from North Dakota? The more claims are denied, the better the disability insurance company’s profits look. It’s ironic that the same company promising to provide financial protection when you are at your most vulnerable is the same company you’ll need to do battle with to get paid disability benefits – – but this is how the business of insurance works.

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The Importance of an ERISA Appeals Lawyer in North Dakota

For North Dakota residents dealing with long-term disability claims, particularly those under the Employee Retirement Income Security Act (ERISA), having specialized legal representation is crucial. Long term disability insurance coverage provided by an employer is governed by ERISA, a federal law. ERISA outlines a strict framework of rules and deadlines for filing disability claims and appeals, creating a demanding legal landscape that necessitates the help of an experienced ERISA appeals lawyer.

There is another type of disability insurance, known as private or individual disability insurance. These are policies purchased by an individual privately, which do are not governed by federal law. These policies are typically purchased by high income wage earners. The premiums are costly, and the benefits are generous. The disability insurance is typically sold by a broker or a licensed agent. Jason Newfield also represents people with private policies whose claims are denied.

How to Respond to a Denied Disability Claim in North Dakota

If your disability claim has been denied, it is imperative to respond promptly and strategically to protect your rights. The denial letter will outline the reasons for the denial and set a firm deadline for filing an appeal. Managing this appeal on your own can be daunting and might put your claim at risk. 

Newfield Law Group’s long experience with ERISA appeals underscores the necessity of a comprehensive and informed approach. We know what the insurance company is hoping for: that you won’t fight back.

We offer a free, no-obligation consultation to North Dakota residents to discuss your claim, review the tactics used by the insurance company, and determine your best options for effectively contesting their decision. The ERISA claims and appeals process is complex and can be overwhelming, requiring specialized knowledge and careful strategic planning.

Do not accept a denial of your claim as the final decision. Contact us at 877-406-7883. Call us today, as there are strict time limits on appeals.

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    Newfield Law Group does not handle Social Security Disability Claims