Tennessee Long Term Disability Lawyers

In Tennessee, from the vibrant music scenes of Nashville and Memphis to the scenic vistas of the Smoky Mountains, people filing for long-term disability insurance claims are often surprised at the challenges. This law firm represents residents of Tennessee when they are forced to deal with the complexities of both short-term and long-term disability insurance claims.

Navigating these claims is challenging, as insurance companies have a deep bench of claims managers, doctors, investigators and software used to identify any reasons to deny or delay benefits.

This is not unusual in the disability insurance world, where profits come first. Why would your Tennessee long term disability claim be denied? It’s not personal, and you are not alone. Claims are wrongfully denied every day. In fact, the insurance company employs actuaries to determine how many policies to sell, how to price the policies, and how many people will not fight back when their claims are denied. So what can you do if your claim has been denied?

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The Importance of an ERISA Appeals Lawyer in Tennessee

For residents of Tennessee dealing with long-term disability claims under the Employee Retirement Income Security Act (ERISA), the guidance of an experienced ERISA attorney is vital. ERISA is a federal law originally created to protect employee benefits, but has been adopted by disability insurance companies as a means of controlling the claims appeals process. 

ERISA outlines a strict set of rules and deadlines for disability claims and appeals, presenting a complex and demanding legal landscape that requires experienced legal representation. An ERISA appeals lawyer is crucial to ensure that your claim is properly prepared and effectively advocated for.

Applying for long-term disability benefits demands meticulous and comprehensive documentation, critical for both the initial application and any appeals. Even the simplest mistake or neglecting to include a particular type of medical report can doom a claim. Our firm is proactive in identifying potential issues from the start.

How to Respond to a Denied Disability Claim in Tennessee

If your disability claim has been denied, it’s essential to act swiftly and strategically to protect your rights. It doesn’t seem fair, but the disability insurance company will respond differently to a call from a disability insurance attorney, especially when the attorney is known by the company and their attorneys, than it will from a claimant.

The denial letter will explain the reasons for the denial and provide a deadline for filing an appeal. Navigating this appeal alone can be overwhelming and may lead to further complications. Our extensive experience with ERISA appeals underscores the need for a detailed and strategic response.

You are encouraged to call Newfield Law Group at 877-406-7883 for a free, no-obligation consultation to Tennessee residents to discuss your claim, review the insurance company’s tactics, and explore your options for effectively contesting their decision.   

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    Newfield Law Group does not handle Social Security Disability Claims