Texas Long Term Disability Law Firm 

In Texas, from the bustling streets of Houston and Dallas to the wide-open spaces of the Hill Country, residents dealing with long-term disability insurance claims face substantial hurdles when claims are denied. Our law firm represents Texans as they work through the intricacies of both short-term and long-term disability insurance claims.

Managing disability claims involves navigating complex systems, as insurance companies employ rigorous protocols designed to uncover reasons for denying or delaying benefits. In addition to lawyers, doctors, reviewing nurses, claims adjusters and investigators, insurance companies utilize state-of-the-art software to look for certain keywords to red-flag claims and trigger closer scrutiny. 

For people suffering from chronic “invisible” conditions, like Lyme Disease or Chronic Fatigue Syndrome, the expectation of having their claim denied becomes all too real when the denial letter shows up.

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The Critical Role of an ERISA Appeals Lawyer in Texas

For Texans dealing with long-term disability claims, particularly those governed by the Employee Retirement Income Security Act (ERISA), securing expert legal representation is crucial. ERISA is a federal law designed initially to protect employee benefits and now used by disability insurance companies to control claims. ERISA requires the claimant to work within a complex legal framework, including specific procedures and strict deadlines for filing disability claims and appeals. Unless you have experience with ERISA claims and appeals, this is a next-to-impossible task. Newfield Law Group has represented insurance executives and attorneys who thought they could manage their claim on their own, but turned to us when their efforts failed.

The application process for long-term disability benefits requires meticulous and comprehensive documentation in the initial filing and any subsequent appeals.If a critical medical report is missing, or if a social media post is uncovered that appears to show a high activity level, the claim will be denied. Our firm is proactive in addressing potential issues from the beginning, working in close collaboration with healthcare providers to ensure that all supporting evidence is robust and persuasive.

How to Respond to a Denied Disability Claim in Texas

If your disability claim has been denied, you’ll need to address it quickly. Don’t file the letter because it’s too unpleasant to deal with. To protect your rights, you’ll need to read the letter and locate your long term disability insurance policy. Do the reasons for the denial align with the provisions of the policy? Disability insurance policies are written with provisions that can be difficult, if not impossible, for the layperson to understand.

We invite you to contact our firm for a free, no-obligation telephone conversation. We’ll review the reasons for the denial, clarify the deadlines and give you insight into the insurance company and it’s typical responses to people in your exact situation.

After more than two decades practicing in this area of the law, there are few scenarios that we have not seen before. We have an in-depth understanding of what the insurance company is likely to do, and what is necessary to protect your claim. We do know that trying to handle the appeal on your own is risk. 

Call Jason Newfield at 877-406-7883 today to learn more about your claim and how we may help. 

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    Newfield Law Group does not handle Social Security Disability Claims