If you are among the tens of thousands of civilians working in the defense industry, including major aviation and aerospace companies and supporting the aviation-focused military bases in Pensacola and surrounding communities in Florida, your long term disability insurance is part of your employee benefits.
Did you know that if your short or long term disability benefits are denied, your options are limited? This is because employee benefits, including short and long term disability benefits, are regulated by a Federal law known as ERISA. This law determines how long you have to appeal a denial (not very long), what materials you can submit to fight back against the denial and who makes the decision about whether or not you have been wrongfully denied these benefits.
The same insurance company that denied your long term disability benefits is also the same company that approves or denies your appeal. There’s no jury trial, the evidence you can provide is limited, and if you miss a deadline, you may permanently lose the right to appeal or litigate your claim.
As aviation and aerospace engineers have a median annual salary of $116,500 (U.S. Bureau of Labor Statistics), their long term disability claims are likely to set off alarm bells during the claims process of the insurance company. Over the life of the disability claim, the liability to the insurance company could easily exceed $1 million. This is why long term disability insurance companies are known for wrongfully denying claims, and why experienced long term disability insurance attorneys like Jason Newfield are in demand.
Jason Newfield represents high wage earners in the aerospace and engineering sector, software and systems engineers, professional services, cyber security, advanced manufacturing and logistics managers, as well as many other occupations. He has represented numerous claimants in Florida whose short and long term claims have been wrongfully denied.
One of our many clients was a manager and supervisor of an industrial plant owned and operated by a major international technology and business consulting company. He suffered from numerous orthopedic issues due to degenerative disease, herniated discs in his lumbar and cervical spine, severe osteoarthritis in both sides of his pelvis and hips, plus a host of other orthopedic issues. He had worked despite the pain for many years, but finally reached a point where he could no longer work. Unum paid his claim for short term, but when he applied for long-term disability, he was denied. We went after Unum with a powerful appeal and attacked the use of biased medical consultants along with Unum’s egregious conduct towards claimants. We overturned the denial and got our client his benefits.
How can Newfield Law Group Help You with a Federal ERISA Claim?
Newfield Law Group has a strong track record of success in representing wrongfully denied claimants throughout the country. We combine knowledge of the complexities of ERISA paired with decades of experience and in-depth knowledge of the tactics used by insurance companies to deny claim. We are aggressive because we know what’s at stake for our clients. Preparing and submitting ERISA appeals is complicated, and requires sophistication in approach, to ultimately lead to a more efficient and certain path towards securing favorable outcomes, and avoiding litigation.
We understand your disability claim denial has happened during an already difficult time in your life, when the last thing on your mind should be fighting with the disability insurance company. We take that burden from our clients, so you can focus on your health. If your Pensacola ERISA claim has been denied, call our office to learn how we can help. Don’t delay, as the deadlines on ERISA claims are strict and time is not on your side.
