WE DO NOT HANDLE SOCIAL SECURITY (SSDI) MATTERS
Has your long-term disability insurance claim been denied or terminated by Unum? Or did your disability insurance policy get switched to Unum when they bought another disability company or took over the management of those disability insurance claims? You are not alone in having your claim denied or terminated. At Newfield Law Group, we work with people just like you, every day, who are facing the same situation as you.
Unum owns or manages policies from multiple companies, including:
We have successfully challenged Unum’s denial strategies and fought for claimants’ rights.
Dismissing medication side effects: Many medications cause impairing side effects, yet Unum frequently disregards their impact on a claimant’s ability to work. We craft compelling submissions to address these medical implications.
Treating pain as a subjective symptom: Chronic pain conditions like ME/CFS or orthopedic pain are often dismissed by Unum as subjective and non-disabling. We utilize advanced testing and evidence to counteract Unum’s arguments.
Unum has faced scrutiny for its systematic denial of claims, including allegations of incentivizing employees to deny claims. Despite settlements, Unum has continued these practices. We are experienced in holding Unum accountable.
We successfully represented an OB/GYN infertility specialist whose claims were seamlessly transitioned to total disability under multiple policies. Our strategic preparation ensured approvals while saving on legal fees.
If your claim is denied:
If your claim falls under ERISA, strict deadlines apply for appeals. Missing these deadlines can forfeit your right to challenge the denial. Contact an experienced attorney promptly.
Unum often cites insufficient medical records to delay or deny claims. Resubmitting the same records is usually ineffective. Our firm works with treating physicians to ensure records address Unum’s requirements, including specific descriptions of how your condition impacts your job functions.
If your claim has been denied or terminated, we can help. Call us at (877) 406-7883 for a free, no-obligation consultation. We will review your claim, explore your options, and discuss how we can help secure your disability benefits.
