Will My Disability Insurance Pay Benefits for Long COVID?
Long COVID is now recognized as a disabling condition, much like other “invisible” disabilities. Millions of people are experiencing chronic symptoms that impair their ability to work and perform daily activities. The Americans with Disabilities Act (ADA) provides certain protections for Long COVID sufferers, recognizing the significant challenges posed by this condition.
Symptoms of Long COVID That May Support a Disability Claim
- Headaches
- Fatigue
- Cognitive dysfunction
- Shortness of breath
- Muscle aches
- Chest pain
- Dyspnea
While treatments are available for some symptoms, many people find that the lingering effects of Long COVID impair their functionality, making it difficult or impossible to work.
How Do I Succeed with My Long COVID Disability Insurance Claim?
Filing a disability claim for Long COVID is often challenging. Insurance companies are skeptical about claims based on lingering symptoms of a virus. Even with strong medical evidence and test results, claims are frequently denied.
To improve your chances of success:
- Ensure your medical records thoroughly document your symptoms and limitations.
- Provide personal statements and logs/diaries of symptoms that align with your medical records.
- Secure a doctor’s opinion that clearly explains how Long COVID affects your ability to perform job functions and meet occupational demands.
An experienced disability insurance attorney can guide you through this process, helping to ensure your claim is strong and comprehensive.
Help From a Disability Insurance Lawyer
Disability insurance claims are often complex and adversarial. An experienced attorney can help navigate the process and advocate for your claim effectively. With decades of experience handling private and group long-term disability claims, Newfield Law Group has the expertise to address the challenges and tactics used by insurance companies.
Why Choose Newfield Law Group?
- Decades of experience with all major disability insurance companies.
- Strong relationships with leading medical experts nationwide.
- Proven track record of winning disability litigations and securing national recognition.
- Recovery of hundreds of millions of dollars in disability benefits for clients.
We Help at Any Stage of Your Disability Insurance Claim
- Submitting an initial claim.
- Managing ongoing claims.
- Handling adversarial claim reviews.
- Appealing a denial or claim termination.
- Negotiating lump-sum settlements.
- Filing lawsuits against disability insurance companies.
We are a national firm based in New York, and because most disability insurance claims are governed by federal law (ERISA), we can represent clients across the country. Call us for a free, no-obligation consultation. During the conversation, we’ll provide insights into your claim, the insurance company’s tactics, and how we can add value to your case.