Is Long COVID a Disability?
Yes, Long COVID is now recognized as a disabling condition, similar to other invisible disabilities.
Long COVID has become a chronic condition for millions, with symptoms lasting weeks, months, or even years. The ADA (Americans with Disabilities Act) offers some protections for individuals suffering from Long COVID. For many, lingering symptoms have significantly impacted daily life and work ability.
Symptoms of Long COVID that may support a disability claim include:
- Headaches
- Fatigue
- Cognitive dysfunction
- Shortness of breath
- Muscle aches
- Chest pain
- Dyspnea
While treatments exist for some symptoms, many individuals remain impaired, affecting their functionality and leading to disability.
How Do I Succeed with My Long COVID Disability Insurance Claim?
Filing a Long COVID disability claim through a private policy or a group LTD (ERISA) policy can be challenging. The claim process can feel overwhelming when energy is already drained by the condition. Working with an experienced disability insurance attorney can make the process smoother, less stressful, and increase the chances of success.
Disability insurance companies often resist accepting claims for Long COVID. Even with support from treating doctors and test results, claims may be denied. To improve the likelihood of approval:
- Maintain detailed and consistent medical records.
- Provide personal statements aligned with medical documentation.
- Keep logs or diaries describing symptoms and their impact on work and daily life.
- Include doctor’s opinions on how Long COVID impairs your work functions and occupation.
Help from a Disability Insurance Lawyer to Help Your Claim Succeed
Navigating disability insurance law is complex. Having an experienced disability insurance attorney ensures guidance and advocacy throughout the process. At Newfield Law Group, we have decades of experience handling private and group long-term disability insurance claims, overcoming the challenges posed by insurance companies.
Our advantages include:
- Decades of experience with major disability insurance companies.
- Strong relationships with top medical experts nationwide.
- A proven track record, including national recognition and successful litigation.
- Recovery of hundreds of millions of dollars in disability benefits for clients.
Newfield Law Group assists clients at all stages of a disability insurance claim:
- Submitting initial claims.
- Managing ongoing claims.
- Handling adversarial claim reviews.
- Appealing denied or terminated claims.
- Negotiating lump-sum settlements.
- Litigating against insurance companies.
We are a national firm based in New York. Since most disability insurance claims fall under federal law (ERISA), we represent clients across the United States. Call us at (877) 406-7883 for a free, no-obligation consultation. We’ll provide insights into your claim, discuss your options, and explain how we can add value to your case.