In New Jersey, from the bustling corridors of Newark to the serene shorelines of Cape May, individuals filing long-term disability insurance claims encounter a myriad of challenges. Disability attorney Jason Newfield has represented many people from all walks of life in New Jersey who are faced with the distressing situation of having their disability insurance claims denied or terminated.

The process for addressing these claims is fraught with complications, as insurance companies employ sophisticated tactics to identify reasons for denying or delaying payouts. While these tactics are standard for the industry, they represent significant barriers for individuals, affecting their financial stability and overall quality of life. This raises an important question: Why do insurance companies dispute long-term disability claims in New Jersey?

The answer is simple: profits are protected when claims are denied. But Jason Newfield has devoted more than two decades to representing people whose claims have been wrongfully denied. His legal practice focuses on protecting people who are at their worst time of their lives, when they are too ill or injured to work, from giant insurance companies intent on denying claims.

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The Necessity of an ERISA Appeals Lawyer in New Jersey

For New Jersey residents dealing with long-term disability claims when their policies are part of their employee benefits, claims are governed by a federal law known as ERISA – Employee Retirement Income Security Act. ERISA has been transformed by insurance companies from a law meant to protect retirement funds from unscrupulous employers to a tool to undermine long-term disability insurance claims.

Jason Newfield also represents people who have purchased individual or private long-term disability insurance policies.

For both types of disability insurance claims disputes, there is no substitute for a skilled and experienced long-term disability insurance attorney. The law concerning disability policies is complex, the rules are stringent, and the insurance companies have what feels like limitless resources to delay, deny, or terminate claims.

Whether you are applying for a disability claim for the first time or have been denied and need to fight back, Newfield Law Group can help you. With more than two decades of experience, Jason Newfield has helped people with a wide variety of conditions succeed against all of the major disability insurance companies – and even some of the minor players.

If you are at the start of your claim process of applying for long-term disability benefits, you would benefit from the guidance of an attorney who understands that the success of your claim requires meticulous and accurate documentation. Our firm’s experience in identifying and resolving potential issues from the onset means we try to prevent any problems from occurring during the claims process and protect it during the life of the claim.

How to Respond to a Denied Disability Claim in New Jersey

If your disability claim has been denied, it’s crucial to act quickly and strategically to protect your rights. The denial letter will detail the reasons for the denial, but it may make no sense or seem unrelated to your claim. This is not unusual. You may have sent more medical records and financial reports than you thought necessary, but the dentist came anyway. It might have been that the insurance company calculated the size of your monthly benefit over time and decided your claim is too costly to pay. You may have missed a single deadline. There are a number of reasons why a New Jersey disability claim might be denied.

Regardless of the reason for the denial, there are two critical facts you need to bear in mind. One: deadlines are firm, and missing them could doom your claim. Second, there’s too much at stake to try to navigate your way through the disability claims process.

We offer a free, no-obligation consultation to New Jersey residents to discuss your claim, examine the tactics used by the insurance company, and explore your options for effectively contesting their decision.

Do not consider a denial of your claim as the final verdict. Contact us to discuss your disability claim and insurance policy. The call is free, there’s no obligation, and you’ll gain a better understanding of what you can expect from the insurance company. Don’t delay, as the deadlines are strict.

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Top Served Areas in New Jersey

  • Short Hills [07078]
  • Essex Fells [07021]
  • New Vernon [07976]
  • Far Hills [07931]
  • Deal [07723]
  • Saddle River [07458]
  • Rumson [07760]
  • Princeton [08540]
  • Mountain Lakes [07046]
  • Alpine [07620]

Top Employers in New Jersey

  • Bank of America
  • Hackensack Meridien Health
  • Hilton Worldwide Holdings
  • JCP&L
  • Johnson & Johnson
  • Merck & Co.
  • PSEG
  • RJW Barnabas Health
  • Stryker Orthopedics
  • Tata Consultancy Services
  • TD Bank
  • Valley National Bank
  • Wakefern Food Corporation
  • Walmart

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